I was in a local bank a while ago to submit the requirements needed for failed transaction I did in my online banking account. It happened when I changed my password online but when I checked the ATM using the same card, it surprised me why ATM did not accept the password I just entered. While waiting for bank teller, I inquired about asset based lending which was posted in their bulletin. List of acquired assets were posted too and I wonder if those were unpaid loans that were sequestered by the bank. The price is quite affordable for anyone who wants to invest in house or land. My main purpose is to get a new card but we end-up discussing about lending and I went home unaccomplished. Anyways, I got some ideas about the difference of financing and lending. I shall return next week when the assigned teller comes back from vacation leave.