Few days ago, I received an e-invite about insurance seminar. I did not confirm my attendance but asked about term life insurance rates. I have attended once many years ago and know the benefits of having one. Sometimes, I am afraid to think that if I die tomorrow, I have nothing to leave for my loved ones but a life full of financial crisis to face. No matter how much I saved, still the best way to show that I care for them is something I can give when I'm gone like a substantial death benefits. I hate to think and talk about death but I know everyone will agree that life is unpredictable just like death. It's my birthday today and I'm talking about this. Ironic. I am thankful that God gave me so much blessings today!